At Peoples State Bank, transparency and clarity are key when it comes to banking services and products. Our commitment to providing straightforward information ensures that you can make informed decisions about your accounts without any unexpected surprises. With our range of checking account options, we strive to cater to the diverse preferences of our customers. Our goal is to make banking as convenient and accessible as possible for you.
In addition to our comprehensive range of checking accounts, Peoples State Bank proudly offers an array of Savings Accounts and Money Market Accounts options that complement your checking account perfectly. Providing you with the tools and resources you need to achieve financial success.
Diamond+1 Checking
Looking for a checking account that does more for you? Diamond+1 Checking delivers premium benefits designed to fit your everyday banking needs. Enjoy BaZing® perks, interest earnings, easy account access through the PSBOhio app, and worldwide access to your money at Allpoint® ATMs. Safeguard by PSB is included on this account (see below for more information).
Here’s what you’ll need to get started:
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Minimum balance of $100 to open
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$2,500 average daily minimum balance to avoid monthly service charge
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$9 monthly service charge
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$2 service charge reduction with enrollment in E-Statements
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Interest Bearing Checking Account (Contact the bank for rate)
If you’re ready for convenience, flexibility, and extra perks in one powerful checking account, stop by or contact one of our branches today and open your Diamond+1 Checking account!
Diamond Checking
Looking for a checking account that truly works for you? Diamond Checking delivers premium benefits built to elevate your everyday banking experience. Enjoy valuable BaZing® perks, fast and easy account access through the PSBOhio app, and worldwide, surcharge-free access to your money at Allpoint® ATMs. Safeguard by PSB is included on this account (see below for more information).
Here’s what you’ll need to get started:
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Minimum Balance of $100 to open
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$8 Monthly Service Charge
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$2monthly service charge reduction with enrollment in E-Statements
- Non-Interest Bearing
If you’re ready for more value, more convenience, and more rewards from your checking account, stop by or contact one of our branches today and open your Diamond Checking account.
Traditional Checking
Looking for a checking account that truly works for you? Traditional Checking delivers dependable features designed to make everyday banking simple, convenient, and affordable. Enjoy easy, on-the-go access through the PSBOhio app and worldwide, surcharge-free access to your money at Allpoint® ATMs. Safeguard by PSB is included with this account (see below for more information).
Here’s what you’ll need to get started:
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Minimum Balance of $100 to open
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$6 monthly service charge
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$2 monthly service charge reduction with enrollment in e-Statements
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Monthly service charge waived with 10 settled and posted POS debit transactions
- Non-Interest Bearing Accounts
If you’re ready for more value, fewer fees, and everyday convenience, stop by or contact one of our branches today and open your Traditional Checking account.
Starter Checking
Looking for a checking account that truly works for you under the age of 25? Starter Checking is designed specifically for young adults, students, and first-time account holders who want a simple, affordable way to manage their money. Enjoy easy, on-the-go access through the PSBOhio app and worldwide, surcharge-free access to your money at Allpoint® ATMs. Safeguard by PSB is included in this account for accountholders over 18 years of age (see below for more information).
Here’s what you’ll need to get started:
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Available exclusively to individuals under the age of 25
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Minimum Balance of $20 to open
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Must be enrolled in E-Statements
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No Monthly Service Charge
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Must be 18 Years or Older to be eligible for Safeguard
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Non-Interest Bearing
If you’re ready for a smart financial start with everyday convenience, stop by or contact one of our branches today and open your Starter Checking account.
Hero Checking
Looking for a checking account worthy of the hero you are? Hero Checking is proudly designed for the men and women of Law Enforcement, Fire, EMS, and Military who serve and protect our communities every day. As a thank-you for your service, enjoy easy, on-the-go access through the PSBOhio app and worldwide, surcharge-free access to your money at Allpoint® ATMs. Safeguard by PSB is included with this account (see below for more information).
Here’s what you’ll need to get started:
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Available exclusively to Law Enforcement, Fire, EMS, and Military
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Minimum Balance of $20 to open
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No monthly service charge
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Two free boxes of specialty checks per calendar year
- Non-Interest Bearing
If you’re ready for a checking account that honors your service with strength, convenience, and value, stop by or contact one of our branches today and open your Hero Checking account.
Pearl Checking
Looking for a checking account worthy of the life you’ve built? Pearl Checking is proudly designed for individuals 65 and older who value simplicity, convenience, and added benefits. Enjoy easy, on-the-go access through the PSBOhio app and worldwide, surcharge-free access to your money at Allpoint® ATMs. Safeguard by PSB is included with this account (see below for details).
Here’s what you’ll need to get started:
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Available exclusively to individuals 65 and older
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Minimum Balance of $20 to open
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$2 monthly service charge
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$2 Monthly service charge reduction with enrollment in E-Statements
- Two free boxes of specialty checks per calendar year
If you’re ready for a checking account that delivers value, convenience, and peace of mind, stop by or contact one of our branches today and open your Pearl Checking account.
Safeguard by PSB
After your account is open for 30 days, an overdraft limit may be assigned based on eligibility criteria. Locate your account type to reference the corresponding limit.