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Personal Checking Accounts

At Peoples State Bank, we know our customers value straight talk. That way you understand what you are getting, making your account decisions easier without surprises. Our checking account choices offer something for everyone. Whether you prefer to do your banking at a branch, online or using your mobile phone, we have the account with the access you want.
  • $20 Minimum Balance to Open 
  • No Monthly Minimum Balance Requirements
  • $10 Monthly Service Charge
    • $5 Service Charge Reduction if Enrolled in e-Statements
  • Available to Individuals Age 65 and Older
  • $20 Minimum Balance to Open
  • No Monthly Minimum Balance Requirements
  • $5 Monthly Service Charge
    • $5 Service Charge Reduction if Enrolled in e-Statements
  • 2 Free Boxes of Specialty Checks per Calendar Year
  • $20 Minimum Balance to Open
  • $1,000 Average Daily Minimum Balance to Avoid Monthly Service Charge
  • $15 Monthly Service Charge if Minimum Balance Requirements Not Met
    • $5 Service Charge Reduction if Enrolled in e-Statements
  • Earns Interest (Please Contact the Bank for Current Rate Information)
  • No PSB Fees for Use at Foreign ATMs (Owner/Operator Surcharges May Still Apply)
  • Available to Active Duty and Retired Military Personnel
  • $20 Minimum Balance to Open
  • No Monthly Minimum Balance Requirements
  • No Monthly Service Charge
  • 2 Free Boxes of Specialty Checks per Calendar Year
  • Available to Students* Enrolled in High School or Higher Education Program
  • $20 Minimum Balance to Open
  • No Monthly Minimum Balance Requirements
  • No Monthly Service Charge
*Students under 18 must have a parent or legal guardian on the account. Account overdraft privilege (OOPS) is not available to accountholders under 18.