Your Checking Account Benefits

Welcome to BaZing!
BaZing products and services are available to Peoples State Bank customers with either the Diamond Checking or Diamond+1 Checking account.
To access a complete description of all benefits and services, visit the BaZing website at www.BaZing.com.
If you have questions about BaZing benefits, call BaZing Customer Service at 855.822.9464 (8am-5pm CT Mon-Fri) or contact your local Peoples State Bank office during normal business hours.

Personal Identity Theft*

  • Reimburses out-of-pocket expenses to help restore your identity after identity theft.

  • Covers theft or unauthorized use of:

    • Your name

    • Bank account or account number

    • Social Security number

    • Other personal identifying information

  • Maximum benefit: $2,500 total

    • If the account is joint, the $2,500 is split evenly between account holders.

  • Covered costs must be incurred in:

    • The U.S., its territories/possessions, Puerto Rico, or Canada.

  • Not covered:

    • Stolen or missing money from your checking account.

  • Applies only to losses occurring during the benefit period.

  • Full terms are in the Personal Identity Theft Guide to Benefits.


Payment Card Fraud Resolution (Assistance Only)

  • If your debit or credit cards are lost or stolen:

    • You get access to a fraud specialist.

    • They help cancel and reissue cards.

    • Provide guidance on next steps to protect your finances.

  • No cash reimbursement for losses.


Credit Monitoring (Activation Required)

  • Daily monitoring of your credit report for:

    • New credit inquiries

  • Alerts you if suspicious activity is detected so you can confirm fraud.

  • Includes:

    • Quarterly credit report

    • Updated credit score

  • Must be activated at:
    www.bazing.com → Identity Monitoring tile


Identity Restoration (Assistance Only)

  • Access to a fraud specialist if you become a victim of identity theft or related fraud.

  • Help includes:

    • Credit repair guidance

    • Financial recovery assistance

    • Legal support related to identity theft

  • No monetary reimbursement.


Identity Monitoring (Activation Required)

  • Scans online and dark-web sources for stolen personal data such as:

    • Passwords

    • Social Security number

    • Date of birth

  • Alerts you if your information appears to be at risk.

  • Must be activated at:
    www.bazing.com → Identity Monitoring tile

This insurance reimburses the enrolled checking account holder for damage to or theft of eligible cellular wireless telephones, subject to the terms and conditions in the Cellular Telephone Protection Guide to Benefits.

Coverage begins on the first day of the calendar month following payment of the monthly cell phone bill using the eligible checking account tied to the BaZing membership. Protection applies to the primary phone and up to two secondary phones listed on the cellular billing statement, provided the phones were purchased by the eligible account holder from an authorized retailer.

Reimbursement is provided as a monetary payment, with a $50 co-payment per claim. Coverage is limited to a maximum of two claims per 12-month period, with benefits capped at $600 per claim and $1,200 per year. If a monthly cell phone bill is not paid from the eligible checking account, coverage is suspended and will resume the first day of the month after payment is made.

Certain phones and damage types are excluded, including prepaid or pay-as-you-go phones, cosmetic damage that does not affect functionality, damage due to abuse or normal wear and tear, and phones not purchased from an authorized cellular service provider or reseller.

To file a claim, the account holder must notify BaZing within 60 days of the theft or damage and submit a completed claim form with all required documentation within 90 days of the incident. Eligibility requires ongoing payment of the cell phone bill from the enrolled checking account.

The benefit provides roadside service for up to $80 per occurrence limit. There will be one occurrence for the same service during any continuous seven-day period and a maximum of four services per twelve-month period. Covered services include towing assistance, battery service, flat tire assistance, fuel, oil, fluid, water delivery, lockassistance, collision assistance and extrication assistance. Refer to the Roadside Assistance Terms and Conditions at www.BaZing.com for a complete list of terms and conditions.
This benefit offers discounts and preferred pricing for prescriptions, eye care and hearing services at participating providers. A list of participating providers is available online at www.BaZing.com. The discounts cannot be combined with your primary insurance. However, you may choose the coverage that provides the best benefit to you.
Health savings benefits are not insurance.

Buyer’s Protection and Extended Warranty will replace, repair, or reimburse you—up to the original purchase price, less any shipping and handling charges—for eligible purchases. Covered items include, but are not limited to, TVs, tablets, laptops, computers, Wi-Fi routers, printers, scanners and other computer peripherals, digital and video cameras, home theater systems, electronics, appliances, DVD and DVR players, mobile electronics, and video game consoles.

To be eligible for Buyer’s Protection and Extended Warranty, the item must be purchased in its entirety using your BaZing-related checking account. Coverage applies for the first 90 days after purchase of the protected product and is subject to a maximum of $2,500 per occurrence and $50,000 per year. This benefit also doubles the product’s original manufacturer warranty, up to an additional one year.

For additional terms and conditions, refer to the Buyer’s Protection and Extended Warranty Guide to Benefit

BaZing offers a complete network of savings that provides both national and local discounts. Whether you are planning a cross-country vacation or simply looking for dinner at a local restaurant, BaZing has savings available for you.

To find deals near you, visit www.BaZing.com and search by zip code, city and state, or merchant under Local or Online Deals. You may also access discounts using the BaZing mobile app.

Create state-specific, legally binding documents, including Wills, Health Care Proxies, Powers of Attorney, Pet Powers of Attorney, Trusts, and more.

Financial Wellness keeps you informed as local and national laws change and allows you to update your documents at any time, as often as needed. You can securely store all documents and other important information in your Family Vault, control who has access, and invite trusted individuals into your Circle so everyone knows what to do in an emergency.

You have worked hard for the people and assets in your life. This service helps protect your legacy while reducing the stress, time, and expense associated with court proceedings, hiring attorneys, and paying avoidable legal fees.

Activation is required for Financial Wellness.

Sign up for Carefree Pet Plus Insurance* at preferred pricing through BaZing. In addition to pet insurance coverage, this benefit includes ID tags linked to Pet Cloud, allowing you to store additional information about your pet.

The program also provides 24/7 Virtual Pet access, discounts on pet medications, warranty protection for pet-related damage to home items, and more.

To use the pet insurance, visit any licensed veterinarian and submit a claim form along with invoices for services. You may visit any veterinarian in the country, and there are no breed or age restrictions.



The information in this benefits reference guide is designed to assist eligible account holders. If there is any conflict between the information in this document and the full terms and conditions outlined in the applicable Guide to Benefits or on the BaZing.com website, the full terms and conditions will control in all respects.
Participating merchants on BaZing are not sponsors of the program, are subject to change without notice, may not be available in all regions and may choose to limit deals.
*Insurance products are: NOT A DEPOSIT. NOT FDIC-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK.
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