At Peoples State Bank, transparency and clarity are key when it comes to banking services. Our commitment to providing straightforward information ensures that you can make informed decisions about your accounts without any unexpected surprises. With our range of checking account options, we strive to cater to the diverse preferences of our customers. Our goal is to make banking as convenient and accessible as possible for you.
In addition to our comprehensive range of checking accounts, Peoples State Bank proudly offers an array of Savings Accounts and Money Market Accounts options that complement your checking account perfectly. Providing you with the tools and resources you need to achieve financial success.
Diamond checking
- $1,000 Minimum Balance to Open
- $25.00 Monthly Service Charge
- $5.00 Service Charge Reduction if Enrolled in e-Statements
- $5.00 Service Charge Reduction if Enrolled in e-Statements
- Monthly Service Charge will be Waived if the Account has at least One Direct Deposit and 10 Point of Sales (POS) Debit Card Transactions Settled and Posted during the Monthly Cycle.
- ATM Withdrawals at non-Peoples State Bank operated ATMs will have the bank's normal transaction fee waived
- ATM Owner/Operator Fees May Still Apply
- Interest Earning Checking (Tired rates, Contact us for rates)
*With the Diamond Checking account, you qualify for the Diamond Money Market account.
The Starter checking
- Available to Individuals Age 24 or Younger
- $20 Minimum Balance to Open
- No Monthly Minimum Balance Requirements
- Must be Enrolled in E-Statements
- No Monthly Service Charge
- ATM Withdrawals at non-Peoples State Bank operated ATMs will have the bank's normal transaction fee waived
- ATM Owner/Operator Fees May Still Apply
- If under the age of 18, must have parents and no OOPS
*With the Starter Checking you qualify for the Starter Savings
*When individual turns 25 years of age, this account will be converted to the Traditional Checking account (See below)
Student Checking
- Available to Individuals enrolled in High School or a Higher Education Program (College, Trade School, etc.)
- $20 Minimum Balance to Open
- No Monthly Service Charges
- ATM Withdrawals at non-Peoples State Bank operated ATMs will have the bank's normal transaction fee waived
- ATM Owner/Operator Fees May Still Apply
- If under the age of 18, must have parents and no OOPS
*With the Student Checking you qualify for the Student Stash savings account.
pearl checking
- Available to Individuals Age 65 and Older
- $20 Minimum Balance to Open
- No Monthly Minimum Balance Requirements
- $5 Monthly Service Charge
- $5 Service Charge Reduction if Enrolled in e-Statements
- 2 Free Boxes of Specialty Checks per Calendar Year
Military Checking
- Available to Active Duty and Retired Military Personnel
- $20 Minimum Balance to Open
- No Monthly Minimum Balance Requirements
- No Monthly Service Charge
- 2 Free Boxes of Specialty Checks per Calendar Year
Traditional Checking
- $100 Minimum Balance to Open
- No Monthly Minimum Balance Requirements
- $10 Monthly Service Charge
- $5 Service Charge reduction if enrolled in E-Statement
- $5 Service Charge reduction if enrolled in E-Statement
- If under the age of 18, must have parents and no OOPs